Loaded Baked Potato Chili

Featured in: Asian-Inspired Dishes

This dish features fluffy, oven-baked russet potatoes topped generously with a blend of savory chili and black beans, melted cheddar cheese, sour cream, and fresh garnishes like green onions, tomatoes, and optional jalapeños. The potatoes are baked until tender with crisp skins, then fluffed before assembling the flavorful toppings. It's a hearty, customizable meal that works perfectly for quick dinners or family gatherings. Variations include using vegan cheese or adding avocado and hot sauce for extra flair. The combination of textures and rich flavors creates a fulfilling, wholesome dish suitable for vegetarians and gluten-free diets.

Updated on Wed, 19 Nov 2025 12:00:00 GMT
Steaming hot loaded baked potato with chili, cheddar cheese, and fresh green onions, inviting you to eat. Save
Steaming hot loaded baked potato with chili, cheddar cheese, and fresh green onions, inviting you to eat. | gingertaste.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

I first made loaded baked potatoes with chili and cheese for a rapid weeknight meal when everyone wanted something different. It became an instant hit because each person could pile on their favorite toppings, making dinner both fast and fun.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed
  • Olive oil: 2 tbsp
  • Sea salt: 1 tsp
  • Chili: 2 cups prepared chili (meat or vegetarian)
  • Black beans: 1 cup canned black beans, drained and rinsed
  • Cheddar cheese: 1 cup shredded
  • Sour cream: 1/2 cup
  • Green onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeño: 1 sliced (optional)
  • Salt and pepper: To taste

Instructions

Prep the potatoes:
Preheat oven to 425°F (220°C). Prick each potato several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake the potatoes:
Place potatoes directly on the oven rack and bake for 50–60 minutes, or until skins are crisp and inside is tender.
Warm the chili and beans:
Heat chili and black beans together in a saucepan over medium heat until hot, stirring occasionally.
Prepare potatoes for serving:
Remove potatoes from oven. Let cool slightly. Slice each potato lengthwise and gently fluff the insides with a fork.
Add chili and toppings:
Spoon chili and bean mixture evenly over each potato. Top with shredded cheese to melt, then add sour cream, green onions, diced tomatoes, and jalapeño slices as desired. Season with salt and pepper.
Serve:
Serve hot, with additional toppings on the side if desired.
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| gingertaste.com

Growing up, loaded baked potatoes were the centerpiece of relaxed family dinners. Each person had their own technique for piling high the chili and cheese, and we always laughed about who could make the messiest potato.

Required Tools

To make this recipe smoothly, use an oven, baking sheet (optional), saucepan, knife, and fork.

Allergen Information

Contains dairy from cheese and sour cream. Gluten-free if all toppings and chili are labeled gluten-free and free from cross-contamination.

Nutritional Information

Per serving: 480 calories, 17 g total fat, 62 g carbohydrates, 18 g protein.

Fluffy, golden loaded baked potato with chili, a delicious and comforting American main course brimming with toppings. Save
Fluffy, golden loaded baked potato with chili, a delicious and comforting American main course brimming with toppings. | gingertaste.com

Loaded baked potatoes with chili and cheese bring everyone together with ease. You can change the toppings and ingredients to match any taste or dietary need.

Recipe Questions & Answers

What type of potatoes work best for this dish?

Large russet potatoes are ideal due to their fluffy interior and sturdy skins that crisp well when baked.

Can I prepare this using vegetarian or vegan ingredients?

Yes, using vegetarian chili and swapping dairy cheese and sour cream for plant-based alternatives works great.

How do I ensure the potatoes bake evenly?

Prick the potatoes several times with a fork and bake directly on the oven rack for air circulation and even cooking.

What toppings complement the chili and cheese best?

Fresh diced tomatoes, green onions, jalapeño slices, and a dollop of sour cream add brightness and texture to the rich toppings.

Can I make this in advance?

Potatoes can be baked ahead and warmed before assembling the hot chili and toppings for a quick meal.

Is this dish suitable for gluten-free diets?

When using gluten-free chili and toppings, this dish is naturally gluten-free.

Loaded Baked Potato Chili

Fluffy baked potatoes topped with chili, beans, cheddar, and fresh toppings for a satisfying meal.

Setup duration
10 min
Heat application time
60 min
Complete duration
70 min
Created by Olivia Harper

Classification Asian-Inspired Dishes

Complexity Easy

Heritage American

Output 4 Portions

Nutrition specifications Meat-free, Without gluten

Components

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 ½ cup sour cream
03 ¼ cup chopped green onions
04 ¼ cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and pepper, to taste

Preparation steps

Phase 01

Preheat Oven: Set the oven temperature to 425°F.

Phase 02

Prepare Potatoes: Prick each potato multiple times with a fork. Rub them with olive oil and sprinkle with sea salt.

Phase 03

Bake Potatoes: Place the potatoes directly on the oven rack and bake for 50 to 60 minutes until the skin is crisp and the flesh is tender.

Phase 04

Heat Chili and Beans: While potatoes bake, warm the chili and black beans together in a saucepan over medium heat, stirring occasionally.

Phase 05

Prepare Potato Filling: Remove potatoes from the oven and allow to cool briefly. Slice each lengthwise and gently fluff the interior with a fork.

Phase 06

Assemble Loaded Potatoes: Spoon the heated chili and beans onto each potato. Top with shredded cheese and allow it to melt.

Phase 07

Add Final Toppings: Finish with sour cream, green onions, diced tomatoes, jalapeño slices if desired, and season with salt and pepper.

Phase 08

Serve: Serve immediately with extra toppings on the side as preferred.

Necessary tools

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Potential allergens

Review each component for potential allergens and seek professional healthcare advice if you're uncertain about ingredients.
  • Contains dairy from cheese and sour cream.
  • Gluten-free if gluten-free chili and toppings are used; verify label information.

Nutrient breakdown (per portion)

These values are provided as estimates only and shouldn't replace professional medical guidance.
  • Energy Content: 480
  • Fats: 17 g
  • Carbohydrates: 62 g
  • Proteins: 18 g